Saving Account

The ideal account to deposit our client’s savings at the most advantageous interest rate. It offers the ease of operating through a passbook, a very convenient product in combination with a current account.

Characteristics

Type of interest
Interest in client’s favor Up to 5.000.000 XAF  2,45%
From 5.000.000 XAF 1%

Contractual Conditions
Opening deposit 50.000 XAF
Minimum balance 50.000 XAF
Change of Passbook  10.000 XAF
Liquidation Biannual

Commissions
Commission for account closure 10.000 XAF for accounts older than six (6) months period.
15.000 XAF for accounts with less than six (6) months period.

Operation values according to dates
Value date

for refunds:

 For refunds made between the 1st and 15th of every month, value date will be the 30th and 31st of the previous month. For refunds made between the 16th,  30th, and 31st  of every month, value date will be the 15th  of the same month.
Value date for deposits: For deposits made between the 1st and 15th of every month, the value date will be the 16th of the same month. For deposits made between the 16th, 30th, and 31st, the value date will be on the 1st of the following month.